Real Estate Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$	Required
Monthly Debt:	$	Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

"To leave satisfied you must arrive prepared."

Consider this your Birmingham Home Buyer’s Toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

We hope you enjoy the free reports we’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one. Whether you are a first time homebuyer or a seasoned home buying veteran, we hope you find some useful information. We realize that most people buy or sell a home only every 5-7 years, so we want to provide the information and guidance to help make the process a smooth as possible.

The real estate market in Birmingham is certainly volatile, and all of the information about buying a home can be overwhelming. We can help.

When you're ready to act, Contact Our Team!

We fight on behalf of our buyers.
We negotiate the absolute best price.
We protect you.
We simplify your transaction for you as much as possible.

We look forward to working with you.

Mark Collier
(205) 908-8698 (205) 249-3535

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